Serving Our Community for Over 110 Years

Rates

Checking/Savings Rates Paid to Customers

Account Interest Rate Annual Percentage
Yield
Minimum Balance
to Obtain Annual
Percentage Yield
Minimum Deposit
Opening
Key Checking  0.08% 0.08 % up to $999.99 $ 100.00
Key Checking 0.15% 0.15% $1000.00 and up  $100.00
Lock Checking  0.05% 0.05% up to $999.99  $100.00
Lock Checking 0.10% 0.10% $1000.00 and up $100.00
Passbook Savings 0.35%  0.35%   $0.01 $50.00
  • These accounts have a variable rate feature that may change after the account is opened.
  • If balance of account falls below minimum, you may not obtain the disclosed APY.
  • Fees may reduce the earnings on the account.

Certificate & IRA Rates

Account Interest Rate Annual Percentage
Yield
Minimum
Balance
Minimum Deposit
Opening
182 Days CD 0.50% 0.50% $ 10,000.00 $ 10,000.00
12 month CD 0.75% 0.75% $ 10,000.00 $ 10,000.00
18 month CD 1.00% 1.00% $ 10,000.00 $ 10,000.00
24 Month CD 1.10% 1.10% $ 10,000.00 $ 10,000.00
30 month CD 1.15% 1.15% $ 10,000.00 $ 10,000.00
36 month CD 1.25% 1.25% $ 10,000.00 $ 10,000.00
12 month IRA 0.75% 0.75% $ 500.00 $ 500.00
24 Month IRA 1.10% 1.10% $ 500.00 $ 500.00
36 Month IRA 1.25% 1.25% $ 500.00 $ 500.00
  • All rates are subject to change without notice. Please call us for current rates.
  • There is substantial penalty for early withdrawal.
  • These rates are effective as of April 18, 2017.

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